Real Estate Finance

Our real estate finance practice has established an outstanding reputation for complex real estate finance transactions across a range of real estate asset classes. We provide a cohesive and flexible service across the wide range of disciplines that are fundamental to modern real estate finance transactions.

We offer advice to a varied client base that includes lenders and borrowers, developers and investors, corporates, funds, hotel owners and operators as well as UK and overseas high-net-worth individuals and trusts. 

Our range of services includes advising on:

  • real estate investment finance;
  • real estate development finance;
  • intercreditor negotiations involving multi-layered capital structures;
  • whole-loan financing;
  • loan-to-own transactions;
  • PRS / build-to-rent financings;
  • student accommodation financings;
  • hotel financings;
  • facilities to high-net-worth individuals buying or refinancing residential properties in central London; and
  • real estate restructurings and enforcements.

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What people are saying


"They excel at coordinating transactions involving multiple jurisdictions with other legal counsel and compiling advice therefrom in order to deliver a unified legal advice to their client."

The UK Legal 500 2023

"Macfarlanes has strong commercial awareness and has a particularly good handle on market trends."

Chambers UK 2023

"Very professional, well informed, technically strong and reliable team. Always seek to deliver and always meet deadlines. Very high quality across all the team. Easy to deal with."

The UK Legal 500 2023

"The Macfarlanes property finance team is very responsive, proactive and collaborative across specialties. No transaction is too complex for them, and they have a solid handle on market trends across sectors. The client experience is seamless."

The UK Legal 500 2023

"The team are highly knowledgeable and efficient."

Chambers UK 2023

"The team are not only very personable and easy to work alongside, but also brilliant technically. Their depth of market knowledge and insight is particularly beneficial to us."

Chambers UK 2022